Redefining
Creative
Innovation
niloykumar.com
Walletory is a personal finance mobile app designed to help users track expenses, manage subscriptions, monitor spending behavior, and earn rewards—all through a clean, intuitive, and accessible interface.
As a product designer, my role was to translate complex financial tools into a delightful, frictionless experience for modern users, especially digital-native Gen Z and Millennials.
Walletory enables users to convert funds from their bank accounts into e-money, making everyday financial tasks faster and more efficient. Once added, the e-money sits securely in the app, ready to be used anytime without the need for physical cash or cards. This creates a streamlined digital wallet experience that’s both accessible and reliable.
With the stored e-money, users can pay at shops using QR or barcode scanning, transfer money to other users instantly, or even withdraw cash from banks. The app connects traditional banking with modern mobile convenience, offering a smooth and secure way to manage money on the go.
Walletory was created to make financial management simple, clear, and empowering. Instead of overwhelming users with numbers, we focused on delivering meaningful insights through clean visuals and user-friendly prompts. The goal was to help people understand their money and feel more in control—without needing prior financial expertise.
By combining smart feedback with thoughtful design, we guided users toward better financial habits. The experience encourages consistent tracking, timely decisions, and financial confidence through a system that feels helpful, not heavy.
Walletory brings together essential tools like expense tracking, subscription management, and spending insights in one seamless app. Everything works intuitively—from categorizing expenses to setting financial goals—so users can manage their money without confusion.
The app also introduces gamified rewards and real-time alerts to keep users engaged and informed. It’s not just about monitoring money—it’s about helping users improve their habits, save smarter, and build financial awareness with minimal effort.
We used familiar mobile patterns, clean layouts, and plain language to make the app as accessible as possible. Walletory is designed to feel intuitive from the first tap, with an emphasis on calm visuals and smart information flow.
Everything in the interface—from colors to spacing—was chosen to reduce stress and increase clarity. Users shouldn’t have to work hard to understand their finances, and Walletory makes sure they don’t have to.
Throughout development, we worked closely with users to understand their needs and frustrations. Many were overwhelmed by traditional finance apps or forgot about recurring charges that drained their accounts silently.
These insights helped us shape a product that brings clarity and peace of mind. Walletory addresses real pain points—like unpredictability, complexity, and lack of visibility—and replaces them with confidence and control.
Unlike many financial apps that feel either too basic or too complex, Walletory hits the balance between function and simplicity. Its sleek design and smart features make it powerful enough for daily use but light enough to feel effortless.
Its scalable system and human-first approach give Walletory a long-term edge. It adapts to users’ growing needs while staying true to a design that supports—not distracts from—better financial habits.
Walletory succeeds because it turns a stressful topic into a manageable, even enjoyable experience. Users gain insight, build habits, and feel more in control with every interaction.
As a designer, it’s been rewarding to see how thoughtful design can simplify something as personal and complex as money. Walletory is more than a finance app—it’s a companion for financial confidence.